If you’re thinking about buying travel insurance, here’s the good news: The typical policy covers a lot more than it once did, and companies are rolling out options that offer even more protection. The bad news: All the new options are making choosing a plan more confusing than ever.

Trip cancellation insurance: Reimburses you for the cost of your trip if you have to cancel because you or someone in your family becomes ill or injured, or if there is a death in the family. Read the fine print for details.

Trip interruption insurance: Reimburses you for the unused portion of your trip if you have to cut it short due to a covered reason.  It also covers any extra costs incurred to get home.

Travel baggage insurance: Reimburses you for the contents of your luggage if it is lost, stolen or damaged. Most policies have a $500 or $1000 limit.

Travel baggage delay insurance: Reimburses for the cost of necessities needed to tide you over if your baggage is delayed.

Travel delay insurance: reimburses for unforeseen expenses if your trip is held up due to a flight delay, natural disaster, etc.

Travel medical insurance: Reimburses for expenses not covered by your regular medical insurance. Medicare rarely covers illnesses and injuries that occur abroad.

Emergency medical evacuation insurance: Covers medical evacuation if you become ill in a place without adequate medical care.

Office Hours

Monday-Friday
9:30 AM to 5:00 PM

Saturday By Appointment

Eastern Time Zone

Telephone

Customer Service:
1-410-287-2290
(normal hours)

Traveler Emergencies:
1-410-287-2290
(24 Hours)

E-mail

Hill Travel Centre
130 S. Main St.
North East, MD  21901