If you’re thinking about buying travel insurance, here’s the good news: The typical policy covers a lot more than it once did, and companies are rolling out options that offer even more protection. The bad news: All the new options are making choosing a plan more confusing than ever.
Trip cancellation insurance: Reimburses you for the cost of your trip if you have to cancel because you or someone in your family becomes ill or injured, or if there is a death in the family. Read the fine print for details.
Trip interruption insurance: Reimburses you for the unused portion of your trip if you have to cut it short due to a covered reason. It also covers any extra costs incurred to get home.
Travel baggage insurance: Reimburses you for the contents of your luggage if it is lost, stolen or damaged. Most policies have a $500 or $1000 limit.
Travel baggage delay insurance: Reimburses for the cost of necessities needed to tide you over if your baggage is delayed.
Travel delay insurance: reimburses for unforeseen expenses if your trip is held up due to a flight delay, natural disaster, etc.
Travel medical insurance: Reimburses for expenses not covered by your regular medical insurance. Medicare rarely covers illnesses and injuries that occur abroad.
Emergency medical evacuation insurance: Covers medical evacuation if you become ill in a place without adequate medical care.
9:30 AM to 5:00 PM
Saturday By Appointment
Eastern Time Zone
Hill Travel Centre
130 S. Main St.
North East, MD 21901